Cash Advance Payday Loans
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What are your minimum requirements to apply?
You must be at least 18 years of age. You must have a checking account that has been open and in use for at least 90 days. You must have a minimum of $1000 in payday or fixed income deposits per month.

How does Cash Advance Payday Loan.Com?
Cash Advance Payday Loan.Com provides short-term cash advances that are electronically deposited into your checking account. Everything from application to payment is done electronically via our web site. When your loan is due, the amount borrowed plus a service fee is debited from your checking account.


When will the money be in my bank account?
If your application is approved before 4PM PST or 7PM EST on a banking day, we will transfer the money to your bank overnight, and the funds should be posted to your account the next banking day.


Note: The exact availability of the funds is subject to your bank's processing schedules and policies. This chart assumes that none of the days are bank holidays. If you have any questions, please contact your bank's ACH department.

What if I cannot pay the amount owed by the due date?
If you choose not to pay your loan on the due date, you can extend the loan for an additional fee. You can extend your loan up to three times, paying only the finance charges and fees due at that time.

NOTE: After THE FIRST THREE (3) extensions you must pay (on loans up to $599.00) a minimum of $50.00 more than the fees due until the loan principal is fully repaid. On loans of $600.00 or more you must pay a minimum of $100.00 more than the fees due until the principal is fully repaid. ANY LOANS that exceed 27 days in duration, the above payment minimums on the principal are doubled.

Why do I have to pay extra on the principal when I do an extension?
Payday loans are designed to be short term loans to meet an immediate need. Unfortunately, a dependence on extensions moves a customer into a long term situation which is not in their best financial interest. We are committed to dealing with consumers with honesty and integrity and do not wish to take advantage of anyone or to allow them to abuse a system to their own harm.

Can I have more than one loan at a time with Cash Advance Payday Loan.Com?
No. We only allow one loan per household or bank account at a time. You must wait at least 4 banking days after paying off a loan before applying for a new loan.

Do I need access to a fax machine?
If you are a new customer applying for the first time, you may be asked to fax your current bank statement and a voided check before your loan application can be considered. Previous customers with Bank Statements already on file that are more than 90 days old, may need to fax a new current bank statement and voided check when they apply for another loan.

 
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Can I apply by phone?
Yes. To have one of our friendly representatives fill out your application please call 1-xxx-xxx-xxxx(please use this number only when applying over the phone).

If you have other questions, please contact us.

Recently I called your office in order to get information as to the procedure for securing a loan. I was having difficulty with the payment dates and also the sending of my bank statement. I was then connected to one of your customer representatives and what a gem she is. From the time she answered the telephone until all was completed this young lady went through each step never avoiding answering any of my questions, making sure that all that was entered was what I wanted. When I was approved for the loan I spoke with the supervisor and told her what an asset this lady is to Cash Advance Payday Loan.Com. I can say without any hesitation I would have given up if not for her. Why? Because I have no patience but she had all the patience in the world. I do hope that this letter will be forwarded to the proper administrator and that she will be compensated for the marvelous way in which she handled my account. I worked in a bank and I know what it is to give service to the client and she does just that, gives service. I can tell you now I will recommend people to Cash Advance Payday Loan company. Again she is an absolute delight to talk with and she does know her job.
-Helen

DeanaThe gentleman that I spoke with was very polite and helpful. He took my name and phone number and he's going to call me back to fix my problem. I really enjoy speaking with customer service representatives that go out of their way to help the customer. I work in the customer service field myself and I know that the job is stressful and you have a lot of hours and a lot of phone calls and he never let that get in the way. I really wanted to let him know I appreciate it and he's doing an excellent job.
-Deana

 

RodneyCash Advance Payday Loan has made it simple and easy to borrow money when I needed to, and I didn't have to be embarrassed at all because the process was confidential. I would recommend them to anyone, and feel confident in my recommendation. I really like the pay back options, because I may not be able to pay the loan back all at one time. This really makes it easier. Thank You !
-Rodney

 

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