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What Is A Payday Loan?

Have you ever been short on cash or in a financial bind? A cash advance payday loan is a quick and easy way for people to receive a fast cash loan of $100 - $1500 to take care of short term cash needs. With an online cash advance payday loan, you can be approved instantly and have your cash deposited directly into your bank account on the next business day. Our payday loans allow you to take care of your fast cash needs directly from your computer in your own home.

Unlike other types of loans, an online payday loan typically does not require a credit check. In fact, if you have been declined for loans before, Cash Advance Payday Loan.Com can still offer you a cash advance payday loan, as part of our bad credit payday loan service. A cash advance payday loan can be the easiest way to get funds directly into your bank account to take care of the short term cash needs that have been holding you down.

Security is important at Cash Advance Payday Loan.Com. We encrypt all cash advance payday loan transactions so your personal information is always protected. We value our customers and strive to serve all of your cash advance payday loan needs.

Typical Uses

We understand that anyone can find themselves in a financial bind at one time or another. Millions of Americans search for payday loan and short term liquidity solutions every month to meet their everyday life challenges. Below are some typical reasons driving the need for a payday loan:

Keeping up with household bills

Unexpected car/transportation expense

Unexpected medical/health expense

Paying off other creditors

Vacation or leisure activity

Cost Comparison

Payday loans are an economical solution to short term liquidity needs when used in the proper way. For comparison, payday loans are much less expensive than the alternative of not paying bills on time or paying overdraft fees on your checking account. The list below summarizes a comparison of annualized rates of payday loans as compared to potential alternatives when expressed as APRs for 14 day terms.

$100 payday advance with $20 fee= 521% APR

$100 credit card balance with $30 late fee = 800% APR

$100 bounced check with $50 bank/merchant fees = 1,304% APR

$100 utility bill with $60 late/reconnect fees = 1,564% APR


Payday loans are a fast, easy and convenient financial product for serving short term liquidity crunches and helping to meet life's many challenges. When you need cash and need it now, there is not an easier or faster solution than Cash Advance Payday Loan.Com. For those times when you need a little extra cash for household bills, unexpected expenses, medical expenses, car repairs, or special occasions.

*Some additional terms and conditions may apply. Please ask your loan consultant about all of the repayment options.


Debra"I just wanted to tell you thank you for being there during a financially difficult time. I can't believe how fast, friendly and easily this transaction took place! The money was in my account VERY quickly."

Debra A.

Angela "Thank you once again. Your company has been the best that I have ever worked with. This is my first time dealing with an on-line agency of this kind and I am very pleased with the service. I will refer your company to others when there is a need because I strongly feel that you are the best. I have tried others and your company is the only one that I have received a response from and was made to feel that my need was truly in the best interest. Thank you so much. I will look forward to doing business with you in the future."

Angela C.


Monica"I just wanted to say thank you for my loan. My daughter has been very ill. She's 9. The doctor said that I had to get her medicine or she might die, and the medicine was very expensive. I knew when I wrote the check there was no money in the bank to cover it and I have never bounced a check. I am so glad that I have someone to count on when I need help. Thank you so much."

Monica W.


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